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Privacy Policy

Date of last revision: January 30, 2014

Privacy

Chatalog (hereafter "we", "our", or "us") has developed this Privacy Policy to inform you of our privacy practices with respect to information collected through your use of our website located at www.chatalog.com (the "Website") and any Services (as defined below). By visiting the Website and/or using the Services, you agree to be bound by this Policy. If you do not agree with this Policy, please do not use the Website or the Services.

This Privacy Policy describes Chatalog's policies and procedures on the collection, use and disclosure of your information received by Chatalog through our web site, and SMS and online services ("Services"). By providing us with your information through the Website or the Services, you consent to the collection, transfer, manipulation, storage, disclosure and other uses of your information as described in this Privacy Policy. Irrespective of which country that you reside in or create information from, your information may be used by Chatalog in the United States or any other country where Chatalog operates.

This Privacy Policy applies to all users, including both users who are simply viewing the Website and users who are also contributors of content, information, and other materials or services on the Website. If you have any question about this Privacy Policy, please contact us at alex@chatalog.com.

Information Collection and Use of Personal Information

Information you provide when registering and creating a profile:
From time to time including when you create or reconfigure an account on chatalog.com you provide some personal information, such as your username, password, and email address. This information may be listed publicly on our Website. For example, your username may be listed on your profile page and in search results. Additionally, we may use your contact information to send you information about our Website or third parties we have partnered with. You may unsubscribe from some of these messages.

Emails:
If you email us, we may store your message, email address, and contact information.

The items you find and the people you connect with:
Chatalog will make public, or allow you to make public, the items that you have found, the people that you connect with as well as other actions that you may take on the site.

Links:
Chatalog may keep track of how you interact with links we post to other websites by redirecting clicks or through other measurements.

Log data:
Chatalog receives and stores certain types of information whenever you interact with us. We automatically receive and record certain "traffic data" on our server logs from your browser which may include, but may not be limited to, your IP address, cookie information, and information about links to pages you have requested.

Cookies:
A cookie is a small data file that is transferred to your computer's hard disk when browsing a website to store things like authentication data, or shopping cart contents. We use cookies to better understand how you interact with our Website, to monitor aggregate usage and to help improve the experience of using our Website. Although most internet browsers automatically accept cookies you can instruct your browser, by editing its options, to stop accepting cookies or to prompt you before accepting a cookie from the websites you visit. If you disable cookies you will still be able to access most parts of the Website.

Third party service providers:
We engage with certain trusted third parties to help us run the Website. Examples of the third party service Chatalog uses include: hosting services, blog services, and Google Analytics. These services are not controlled by Chatalog and may collect some information sent by you or your browser. Examples of the types of data collected by these third parties may include data collected as part of a web page request, cookies, or your IP request.

Sharing and Disclosure of Personal Information

Your consent:
We may share or disclose your personal information with your explicit consent. For example, if you were to enter a third party contest or promotion requiring a disclosure of your personal information.

Law and harm:
We may disclose your personal information if we believe that it is reasonably necessary to comply with a law, regulation or legal request; to protect the safety of any person; to address fraud, security or technical issues; to protect Chatalog's rights or property; or, when in the discretion of Chatalog, that disclosure is necessary to prevent any foreseeable harm.

Third party service providers:
We engage certain trusted third parties to perform functions and provide services to us, like delivering email, optimizing website load times, or providing advertising or other services to our users. We may share your personal information with these third parties, but only to the extent necessary to perform these functions and provide such services.

Treatment on non-private or non-personal information:
We may share or disclose your non-private, aggregated or otherwise non-personal information, such as your saved items, the number of users who find an item, your username and any other non-private or non-personal information associated with your account.

Data security:
We make a reasonable effort to protect your personal information stored in our database. Except as otherwise provided in this Privacy Policy, access to your personal information is limited to authorized Chatalog staff.

Policy towards children:
The site is not intended for use by persons under the age of thirteen (13). In compliance with the Children's Online Privacy Protection Act, we will never knowingly accept or solicit personally identifiable information from a user known to be under the age of thirteen (13).

Changes:
Chatalog reserves the right to change or modify this Privacy Policy at any time, without prior notice, by posting the modified Privacy Policy on the Website. Your continued use of the Website will constitute your acceptance of any revised Privacy Policy. We recommend that you periodically check this page for changes.

Terms of Service

Date of last revision: January 30, 2014

These Terms of Service ("Terms") govern your access to and use of Chatalog's website, products, and services ("Products").

Thank you for using Chatalog, a tool that makes it fun and easy for close friends and family to socialize around important shopping decisions. By accessing the chatalog. com website ("Chatalog" "Website" or "Site") or using the services offered by Chatalog ("Services") you accept to be bound by these Terms of Service ("Terms"). Your access to and use of the Services is conditioned on your acceptance of and compliance with these Terms. IF YOU DO NOT AGREE TO ANY OF THESE TERMS, YOU SHOULD NOT USE THE WEBSITE. These Terms of Service apply to all users, including both users who are simply viewing the Website and users who are also contributors of content, information, and other materials or services on the Website. By accessing or using the Services you agree to be bound by these Terms. We reserve the right, at our sole discretion, to change, modify, add, or delete portions of these Terms of Use at any time without further notice, provided that Chatalog will post the changes to these Terms of Use on this page and will indicate at the top of this page the date these terms were last revised. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms of Use. If you do not agree to abide by these or any future Terms of Use, then do not use or access (or continue to use or access) the Site. It is your responsibility to regularly check the Site to determine if there have been changes to these Terms of Use and to review said changes.

Please read these Terms of Use carefully as they contain important information regarding your legal rights, remedies, and obligations. These include various limitations and exclusions and a dispute resolution clause that governs how disputes will be resolved.

Access and Use of the Service

Your Registration Obligations: You may be required to register with Chatalog in order to access and use certain features of the Service. If you choose to register for the Service, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Service's registration form. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Service, with or without registering. In addition, if you are under 18 years old, you may use the Service, with or without registering, only with the approval of your parent or guardian.

Website Access

You understand that any items you save or any information, including, in certain circumstances, personal information, you enter on the Website may be made available to the public. For further detail about how information may be used refer to our Privacy Policy.

Use of User Created Content

You grant us, our affiliates, and our partners a worldwide, irrevocable, royalty-free, nonexclusive, sub-licensable license to use, reproduce, create derivative works of, distribute, publicly perform, publicly display, transfer, transmit, distribute, and publish the lists of items you have saved and anything else created by using the Services.

Account Usage

In order to access some features of the Website, you will have to create a personal account. You may never use another's account. When creating your account, you must provide true, accurate, current, and complete information. You are solely responsible for the activity that occurs on your account, and you must keep your account and account password secure. You must notify Chatalog immediately of any breach of security or unauthorized use of your account. We will not be responsible for any loss or damage that may result if you fail to comply with these requirements. You may be liable for the losses incurred by Chatalog or others as a result of unauthorized use of your account.

Chatalog Rewards

Chatalog Rewards Program

Chatalog.com ("Chatalog") offers a service that allows members to earn Rewards on purchases made at over 18,000 stores. Joining and using Chatalog is free and simple, requiring you authorize an email address via Google, Yahoo, AOL, Facebook or Amazon. Chatalog does not sell or rent your personal information to third parties, and Chatalog does not 'spam' its members. Chatalog does not install or require you to install software on your computer. Chatalog receives a fee for referring buyers to affiliated stores and uses that fee to pay members Rewards on their purchases.

Please read this complete member agreement ("Agreement") for full details on the Chatalog Rewards Program ("Program").

Becoming a Member

By enrolling as a member in the Program ("Member"), or by utilizing any of Chatalog' shopping applications ("Applications"), you agree to be bound by this Agreement. Enrollment as a Member is simple: you must provide an email address so Chatalog can inform you when money or other rewards are credited to your account. Members must be at least eighteen years old and agree not to use the Program for any illegal or fraudulent activity. Please be aware that participation in the Program and the opportunity to earn Rewards are offered at the sole discretion of Chatalog, and Chatalog has the right to change this Agreement in whole or in part, at any time, with or without notice.

Earning Rewards

Earning back a portion of your purchases as Rewards ("Rewards") is straightforward. Add a product from any of our affiliate stores into your Chatalog and whether you or anybody in your Chatalog clicks that image to be directed to the affiliated store's website ("Affiliate Store") and completes a purchase you will earn Rewards on your net purchase amount. Please note that the net purchase amount excludes taxes, fees, shipping, gift-wrapping, discounts or credits, returns or cancellations, and extended warranties.

Certain Affiliate Stores exclude a limited number of products and purchases from the Program. Additionally, to earn Rewards, you must complete your purchase during the same shopping session you start after clicking on the Chatalog link. If you visit other sites before completing your purchase, your purchase might be associated with a service other than Chatalog and you might not earn Rewards on your purchase. If you disable 'cookies' on your computer you will not be able to earn Rewards as cookies are used to authenticate the user and be certain Rewards is assigned to the Member account.

Earning Bonuses and Other Rewards

Chatalog periodically offers monetary bonuses or other rewards for sign-up in the Program, for referring other new Members, or for other specific actions. The terms and conditions accompanying such offers will govern how they are earned and paid if the terms and conditions differ from this Agreement. To qualify for a sign-up bonus payment, a new Member must establish an Active Account (defined below) and make minimum qualifying purchases totaling at least twenty-five dollars ($25.00) within ninety (90) days of becoming a Member. To qualify for a referral bonus, a Member must refer a new Member who establishes his or her own Active Account and makes his or her own minimum qualifying purchases totaling at least twenty-five dollars ($25.00) within the first ninety (90) days of becoming a Member. Please note that sign-up and referral bonuses are given for the purpose of attracting brand new Members to Chatalog. An individual person is only eligible for one sign-up bonus and may earn only one referral bonus per individual person referred.

Receiving Payment

To receive payment of accrued Rewards and any other rewards, you must establish and maintain an active account with Chatalog ("Active Account") with the information necessary to process your payment: a valid email address at which you are able to receive email, a valid PayPal account (or postal address) at which you are able to receive payments. To maintain your Active Account, you must update your information if it changes and have shopped via Chatalog.com or an Chatalog Application or have accrued Rewards at any time within the last twelve (12) months. Chatalog pays its members accrued Rewards and other rewards every 3 months, at a minimum. Chatalog pays members in U.S. dollars via Paypal, and sometimes other payment options. Members may select or change their payment options by contacting admin@chatalog.com. Each payment represents Rewards and other rewards earned and accrued during the prior quarter based on the schedule below. The minimum payment amount is $5.01. Balances below $5.01 remain in your account for potential payment during the next payment period.

Purchase Period

Payment Date

Jan 1-Mar 31

May 15

Apr 1-June 30

Aug 15

July 1-Sept 30

Nov 15

Oct 1-Dec 31

Feb 15

Please note that orders from a few Affiliate Stores may be delayed by one pay cycle due to delayed processing and reporting by the stores. Chatalog reserves the right to delay payment for any purchase based on changes to Affiliate Store policies and procedures at any time.

Updating and Maintaining your Account

You must be logged into Chatalog and authenticate your account to change information and payment preferences. Chatalog is entitled to act on instructions received under your authenticated account and is not responsible for any credits or debits made to your account by someone else who authenticates your account.

Receiving Communications from Chatalog

By signing up for membership at Chatalog, you agree to receive communications that are account and membership related (e.g., that we've added money to your account, that we are mailing you a check on a certain date, etc.) as well as periodic shopping-related emails that highlight coupons & special deals that are available to Chatalog Members. You can opt-out of receiving emails that are not account-related by either (i) emailing admin@chatalog.com, or (ii) following the unsubscribe link on any of the emails. Since we need to communicate account information with you in order to operate our service, you cannot unsubscribe from account information emails. But rest assured that we don't send account emails unnecessarily. If you do not wish ever to hear from Chatalog, even if just to hear that we awarded you Rewards, you can close your account by contacting Chatalog' customer service department.

Protecting your Information

Chatalog does not sell or rent your information to third parties. Chatalog requires your name and PayPal email address in order to send you payment of Rewards and other rewards earned through Chatalog. Any other information gathered by Chatalog will be used only to improve your Chatalog experience, for example by minimizing the irrelevant content or offers you see and increasing the offers you see from your favorite stores. Such information might include your favorite stores, preferred types of coupons or shopping categories. As detailed in Chatalog's Privacy Policy, Chatalog does not disclose your information to third parties except as necessary (i) for Chatalog' agents and service providers to make Chatalog' payments to you; (ii) to comply with government agency or court orders or requests; (iii) in providing aggregated or non-personalized marketing services for advertising or store partners; or (iv) for Chatalog' agents and service providers to send Chatalog' communications to you.

Using Chatalog Applications

Chatalog does not install or require you to install any software to access the Rewards Program. It is easier to add products and make qualifying purchases by adding the bookmarklet to your browser, but it is not required. Members can earn Rewards on their purchases by simply clicking through images or links added to their ‘Chatalogs’ on Chatalog.com. Chatalog plans to make available a limited number of Applications to assist users in earning Rewards without visiting Chatalog.com (for example, from mobile devices or in-store). If you use Chatalog' Applications you agree to use them only for your personal use and for accessing the Program. Chatalog reserves the right to update or discontinue its Applications at any time. You agree not to reverse engineer, decompile, disassemble, copy or otherwise derive the source code of Chatalog Applications for any reason. You may not rent, sell, or sublicense Chatalog' Applications without Chatalog prior written consent.

Chatalog Applications and their underlying information and technology may not be exported or re-exported into any country to which the U.S. has embargoed goods or to anyone on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Commerce Department's Table of Deny Orders. By using Chatalog' Applications you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list, and that you will otherwise comply with all applicable export control laws. All rights to Chatalog' Applications are reserved by Chatalog under the copyright laws of the United States.

Inactive Member Accounts and Termination of Membership

Membership in the Chatalog program is free: there is no charge to be a Member or to earn and receive Rewards. If your account is inactive for more than twelve (12) consecutive months, Chatalog reserves the right to remove your account from the Rewards Program or delete your account altogether at any time.

Program Limitations, Qualifications and Disclaimers

Membership in the Program is subject to this Program Agreement. All Affiliate Store membership and/or operating agreements as they relate to their affiliate or partner programs with Chatalog and which reside on the Affiliate Store's respective Web sites are hereby incorporated into this Agreement by reference.

Membership in the Program is limited to individuals who are 18 years of age or older. Members may not use scripts or disguised redirects to derive financial benefit from Chatalog. Members must have Internet access and maintain a valid email address to be eligible to receive the privileges and benefits of membership.

Any failure to comply with this Program Agreement, any fraud or abuse relating to the accrual or receipt of Rewards rewards, or any misrepresentation of any information furnished to Chatalog or its affiliates by you or anyone acting on your behalf may result in the termination of your membership in the Program and forfeiture of your accrued Rewards rewards.

The determination of whether or not a purchase made through an Chatalog Affiliate Store qualifies for Rewards is at the sole discretion of Chatalog. If an Affiliate Store fails to report a transaction to Chatalog or withholds payment to Chatalog for any reason, Chatalog reserves the right to cancel the Rewards associated with that transaction. If Chatalog has any reason to suspect fraudulent activity is associated with your account, Chatalog reserves the right to delay or withhold payment of Rewards. You give Chatalog permission to review your account with Affiliate Stores in cases where Chatalog suspects fraudulent activity. Chatalog is not responsible for lost or stolen payments, including gift cards. Chatalog is not responsible for payments delivered to the wrong address through no fault of Chatalog or for payment errors made by payment partners like PayPal.

It is your responsibility to check your account regularly to ensure that Rewards has been properly credited and paid and that your account balance is accurate. If you do not believe that Rewards has been correctly credited to your account you must contact Chatalog Customer Service within 90 days of the transaction. Should you disagree with any adjustments made to your account or payments made to you, your sole remedy is to withdraw from the Program.

You may be taxed on your receipt of cash and other consideration (merchandise, travel, etc.) for member referrals, depending on the tax laws of federal, state, and local jurisdictions. Chatalog may choose to provide you with those notices to you on occasion. In all instances, you will be solely responsible for any and all tax liability arising out of the consideration received for member referrals.

Chatalog is not responsible for changes to, or discontinuance of, any Affiliate Store, or for any Affiliate Store withdrawal from the Program, or for any effect on accrual of Rewards caused by such changes, discontinuance, or withdrawal. Chatalog is not responsible for changes to, or discontinuance of, any special offer or coupon code at an Affiliate Store site.

The Chatalog Program and Applications are being provided to member "as is" with no warranty. Chatalog reserves the right to terminate the Program at any time with or without notice. To the maximum extent permitted by law, Chatalog disclaims all representations and warranties, express or implied, with respect to the Program and Applications.

Chatalog does not warrant, guarantee, or make any representations regarding the quality or accuracy of advertisements for any products or services offered or provided by Affiliate Stores in conjunction with the Program. In addition, Chatalog does not warrant that access to this site or use of its Applications will be uninterrupted or error-free, and Chatalog assumes no responsibility for any damage caused by your access or inability to access Chatalog.com or Chatalog' Applications.

Member agrees to indemnify and hold Chatalog, its parents, subsidiaries, affiliates, officers, directors and employees, harmless from any claim or demand, including reasonable attorney's fees, made by any party due to or arising out of Member's use of the Program.

Chatalog may modify this Agreement from time to time, with or without notice, and your continued participation in the Program after such modification shall be deemed to be your acceptance of any such modification. It is your responsibility to check the Terms & Conditions page of the Chatalog Web site regularly to determine whether this Agreement has been modified. If you do not agree to any modification of this Agreement, you must immediately cease participation in the Program.

This Agreement shall be governed by and construed in accordance with the laws of the State of California, without reference to conflicts of law rules. As a condition of the use of the Chatalog website and service, you (the Member) agree to submit to the personal and exclusive jurisdiction of the courts located within the county of Franklin, Ohio and therefore agree to file any grievance or suit of any kind exclusively in the courts located within the county of Franklin.

If any provision of this Agreement is found invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the other provisions contained herein will remain in full force and effect. Chatalog' failure to insist upon or enforce strict performance of any provision of the Agreement shall not be construed as a waiver of any provision or right. This Agreement constitutes the entire agreement between you and Chatalog with respect to the Program.

Specific Use Prohibitions

  • You agree not to use or launch any automated system, including without limitation, "robots," "spiders," or "offline readers" that accesses the Website in a manner that sends more request messages to the Chatalog servers in a given period of time than a human can reasonably produce in the same period by using a conventional on-line web browser. Notwithstanding the foregoing, Chatalog grants the operators of public search engines permission to use spiders or similar technologies to copy materials from the Website for the sole purpose of creating publicly available searchable indices of the materials. Chatalog reserves the right to revoke these exceptions either generally or in specific cases.
  • You agree not to collect or harvest any personally identifiable information, including account names, from the Website.
  • You agree not to use the communication systems provided by the Website for any commercial solicitation purposes. You agree not to solicit, for commercial purposes, any users of the Website without explicit written permission from Chatalog.
  • The technology and the software underlying the Website and Services are the property of Chatalog. You agree not to copy, modify, rent, lease, loan, sell, assign, distribute, reverse engineer, grant a security interest in, or otherwise misappropriate or transfer any right to the technology or software underlying the Website or Services.
  • You agree not to modify the software underlying the Website in any manner or to use modified versions of such software. You agree not to attempt to circumvent any of the security, account control, or any other measures restricting access to any content on the Website or to any of its Services by any means.
  • Chatalog hereby grants you permission to use the Website as set forth in these Terms of Service, provided that without limiting the foregoing, you agree that you will not use the Website or Services to take any of the following actions:
    1. Defame, abuse, harass, stalk, threaten, or otherwise violate the legal right of others;
    2. Publish, post, upload, e-mail, distribute, or disseminate (collectively, "Transmit") any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful content, or any content that, in the sole judgment of Chatalog, is deemed objectionable or inhibits any other person from using or enjoying the Website or Services, or which may expose Chatalog or its users to any harm or liability of any type;
    3. Transmit files that contain viruses, corrupted files, or any other similar software, code, or programs that may damage or adversely affect the operation of another person's computer, the Website, the Services, any software or hardware, or telecommunications equipment;
    4. Download any file that you know or reasonably should know cannot be legally obtained in such manner;
    5. Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or the source of software or other material;
    6. Restrict or inhibit any other user from using and enjoying any public area within the Website or any other website by any means;
    7. Undertake any activities that will disrupt the Website, the Services, or any other websites, servers, or networks;
    8. Impersonate any person or entity, including, but not limited to, a Chatalog representative, or falsely state or otherwise misrepresent your affiliation with any person or entity;
    9. Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through the Website or Services or to manipulate your presence on the Website;
    10. Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or that causes such a load to be imposed on the infrastructure of another;
    11. Engage in any illegal activities.

Copyright Policy

We reserve the right to terminate access to the Website or Services of any user who infringes the proprietary rights of any third party. You may need to obtain authorization of the owner of images made available via the Services before using them; for authorizations to use an image, please contact the image owner as indicated on the source website, not Chatalog. Chatalog cannot give you authorization to use copyrighted images.

DMCA Policy

It is our policy to respond to notices of alleged infringement that comply with the Digital Millennium Copyright Act. Chatalog does not permit copyright infringing activities and infringement of intellectual property rights on its Website, and Chatalog will remove all infringing content if properly notified by the rights holder or their authorized agent or agents of such an infringement. We cannot guarantee that our users will not locate unintended, objectionable, or copyrighted content. Chatalog accepts no responsibility or liability for the content of any information submitted to the Website, or otherwise linked to by the Services from third party websites. Additionally Chatalog accepts no responsibility or liability for the use of any such content by its users. Chatalog reserves the right to remove any pictures or content without notice to any user, or any third party.

DMCA Takedown Requests

If you believe that your work has been used in a way that constitutes copyright infringement, please contact us with the following information:

  • A physical or electronic signature of the copyright owner or the person authorized to act on its behalf;
  • Identify the material on the Website that you claim is infringing, with enough detail so that we may locate it on the Website. Providing URLs is the best way for this;
  • A description of the infringing material and information reasonably sufficient to permit Chatalog to locate the material;
  • Your contact information, including your address, telephone number, and email;
  • A statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
  • A statement that the information in the notification is accurate, and, under the pains and penalties of perjury, that you are authorized to act on behalf of the copyright owner.

In accordance with the provisions of the Digital Millennium Copyright Act, 17 USC sec. 512, the Website has designated an agent ("Copyright Agent") to receive notices of claims of copyright infringement:

Alejandro Gonzalez
1842 Quarry View
Columbus, OH 43204
alex@chatalog.com

Only DMCA notices should go to the Copyright Agent; any other feedback, comments, requests for technical support, and other communications should be directed to Chatalog Customer Service. You acknowledge that if you fail to comply with all of the requirements of this section, your DMCA notice may not be valid.

Third Party Content

The Services may contain links to third-party websites or resources that are not owned or controlled by us. You acknowledge and agree that we are not responsible or liable for: (i) the availability or accuracy of such websites or resources; or (ii) the content, products, or services on or available from such websites or resources. Links to such websites or resources do not imply any endorsement by Chatalog of such websites or resources or the content, products, or services available from such websites or resources. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources. Chatalog shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any Third Party Content.

Links to Website

You may display images of the lists you create on the Website on other websites for non-commercial use, provided that you do so with the embed code provided by Chatalog. You may not alter the embed code in any way. You may not distribute any other content from the Website without written consent from Chatalog.

Disclaimer

Chatalog is not responsible for the conduct, whether online or offline, of any user of the Website. Chatalog takes reasonable steps to protect the security and integrity of all personal information you provide to us; however, due to the inherent nature of the Internet, we cannot guarantee that information, during transmission through the Internet or while stored on our system or otherwise in our care, will be absolutely safe from intrusion by others, such as hackers. Chatalog assumes no liability for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft, destruction, unauthorized access to, removal, or alteration of, any content or data. We make no warranties that the Services will be timely, secure, uninterrupted, or error-free. You understand and agree that you download or otherwise obtain material or data through the use of the Services at your own discretion and risk and that you will be solely responsible for any damages that you may cause to your or another's computer system or loss of data that results from the download of such material or data. Under no circumstances shall Chatalog be responsible for any loss or damage, resulting from use of the Website, any content posted on or through the Website, or conduct of any users of the Website, whether online or offline.

WARRANTY DISCLAIMER AND LIMITATION OF LIABILITY

YOU AGREE THAT YOUR USE OF THE WEBSITE SHALL BE AT YOUR SOLE RISK, AND THAT ALL CONTENT IS PROVIDED TO YOU "AS IS." TO THE FULLEST EXTENT PERMITTED BY LAW, WE, OUR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE WEBSITE AND YOUR USE THEREOF. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE WEBSITE'S CONTENT OR THE CONTENT OF ANY SITES LINKED TO THE WEBSITE AND ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE WEBSITE, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE WEBSITE, AND/OR (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH THE WEBSITE BY ANY THIRD PARTY. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE WEBSITE OR ANY HYPERLINKED WEBSITE OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO, OR IN ANY WAY BE RESPONSIBLE FOR, MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

IN NO EVENT SHALL WE BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR OTHER LEGAL THEORY (I) FOR ANY LOST PROFITS OR SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER, SUBSTITUTE GOODS OR SERVICES (HOWEVER ARISING). THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

The Website is controlled and offered by us from our facilities in the United States of America. We make no representations that the Website is appropriate or available for use in other locations. Those who access or use the Website from other jurisdictions do so at their own volition and are responsible for compliance with local law.

Indemnity

You agree to defend, indemnify and hold harmless us and our affiliates, officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the Website; (ii) your violation of any term of these Terms of Service; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; (iv) any claim that one of your User Submissions caused damage to a third party; or (v) any action taken by a third party using your account or user ID. This obligation will survive these Terms of Service and your use of the Website.

Intellectual Property

Content posted on the Website by us is owned by us or used with permission and is protected by copyright laws. The technology and the software underlying the Website and Services is the property of Chatalog. You may not copy, use, or retransmit anything from or for the Website without our written permission.

Advertisements and Promotions

Chatalog may run advertisements and promotions from third parties on the Website. Your business dealings, correspondence with, or participation in promotions of advertisers other than Chatalog and any terms, conditions, warranties or representations associated with such dealings are solely between you and such third party. Chatalog is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such non-Chatalog advertisers on the Website.

Termination

You can cancel your account at any time by contacting Chatalog Support. We reserve the right to cancel your account, or otherwise refuse service to you, at any time for any reason. Chatalog may choose to assume that you intended to terminate your account if you do not access it for more than three months. Following termination of your account for any reason (including inactivity), Chatalog may continue or stop publicly displaying some or all of the information associated with your account.

User Disputes

If there is any dispute about or involving the Website or Services, you agree that the dispute shall be governed by the laws of the State of Ohio, USA, without regard to conflict of law provisions and you agree to exclusive personal jurisdiction and venue in the state and federal courts of the United States located in the State of Ohio. Chatalog may demand that any dispute between Chatalog and you about or involving the Website or Services must be settled by arbitration utilizing the dispute resolution procedures of the American Arbitration Association (AAA).

Chatalog Items

Items on Chatalog may include affiliate links to vendor's websites. As a result Chatalog may receive some compensation for some of the purchases made at vendors' websites after clicking through these links.

Your Privacy

At Chatalog, we respect the privacy of our users. For details please see our Privacy Policy. By using the Service, you consent to our collection and use of personal data as outlined therein.

Questions? Concerns? Suggestions?

Please contact us at alex@chatalog.com to report any violations of these Terms of Service or to pose any questions regarding this Terms of Service or the Service.